创业

创业 In 手机版

Looking to start a business in 手机版, KY?  我们是来帮助你的.  Our community is growing and the opportunities to start your own business are endless.  Below are a few key steps that you need to take in order to become and entrepreneur in 手机版:

步骤1. 选择一个想法

步骤2. 计划你的事业

步骤3. Form Your Business With The Secretary of State

步骤4. 税务登记

步骤5. 在银行开户

步骤6. 设置会计

步骤7. 获得许可 & 许可证

步骤8. 获得保险

第一步-选择一个想法

The first step toward business ownership is deciding what kind of business to start. Look for an idea that suits your interests, your personal goals, and your natural abilities. This will help you stay motivated when the going gets tough and will greatly improve your odds of success.required by law to have work雇员赔偿保险.

步骤2 -计划你的生意

Successful businesses are built through careful planning. Before committing a significant amount of money and other resources toward your business, critically analyze your idea and create a game plan. At a minimum, you should have good answers to the following questions.

产品开发

What problem does your business solve? What will set your product or service apart from the competition?

销售 & 市场营销

Who are your potential customers? How will you get their attention and convert them into buyers?

人员和伙伴关系

What roles will you need to hire and what professional relationships will you need to form in order to succeed?

财务规划

How many clients or sales will you need in order to break even? How much money will it take to get there, and where will you get the funding?nk and credit card transactions, making accounting fast and easy.

STEP 3 – Form Your Business With The Secretary of State

Registering your company as an Kentucky business entity, such as an LLC or a Corporation, 有两大优点:

  • 增加了可信度
  • Protection from personal liability in the event your business is sued

For most small businesses, registering an LLC is a great option. In comparison to other business entities, LLCs are easier to set up and manage and they have favorable tax treatment. You can set up an LLC in Kentucky for as little as $40.

If you choose not to register your company as a business entity, you will be held personally responsible for the debts and liabilities of your business. 除了, unregistered business owners may need to file a Trade Name, also known as a “DBA.

STEP 4 – Register For Taxes

With limited exceptions, most businesses require a Federal EIN, also known as a Tax ID Number. An EIN is used to identify a business in its federal tax filings. Without an EIN, you can’t hire employees or open a business bank account.

You should also be aware of important Kentucky taxes that may apply to your business:

  • If you are selling a physical product, you’ll typically need to register for Kentucky 销售 Tax.
  • If you hire employees in Kentucky, you will have to register for Unemployment Insurance Tax and Employee Withholding Tax on behalf of your employees.are required by law to have work雇员赔偿保险.
STEP 5 – 在银行开户

Using a dedicated business bank account and credit card for all business-related transactions simplifies accounting and makes your business appear more credible to customers and clients. 除了, if you have registered an LLC or corporation, use of business banking and credit accounts is essential to protect your business’ corporate veil.雇员赔偿保险.

步骤6 -设置会计

An accounting system helps you track the performance of your business and simplifies annual tax filings. Quality accounting software lets you download your bank and credit card transactions, making accounting fast and easy.

STEP 7 – 获得许可 and 许可证

To operate your new business legally, you will need to comply with federal, 状态, and local government regulations. In many cases, this involves obtaining one or more business permits and/or licenses. For example, a restaurant will likely need health permits, building permits, signage permits, etc.

STEP 8 – Purchase Business Insurance

Business insurance helps you manage risks and focus on growing your business. The most common types of business insurance you should consider are:

  • 一般责任保险
  • Workers Compensation Insurance
  • Professional Liability Insurance

We recommend that all small businesses, including home based businesses, purchase a general liability policy. Businesses selling professional advice or services, such as consulting and accounting firms, should also consider a professional liability policy. 在肯塔基州, businesses with one or more employees, 不包括企业主, are required by law to have work雇员赔偿保险.